Can High-tech investments improve banking efficiency?

This study examines the high-tech investment activity of banking system in period following Global Financial Crisis, from 2009 to 2020. To gain an understanding effect increasing interest banks investments, this research provides evidence relationship between level efficiency achieved by Euro Area groups and their aptitude. paper is purely exploratory given that, best our knowledge, it one first address specific question. We analyze detail association bank (measured using a stochastic frontier approach) different indicators, as well direction connection provide explanation for relationship. find stable overall significant banks’ Moreover, we that only medium adopt more diversified acquisition strategy have positive with aptitude; otherwise, indicators seems be negative. Regulators should aware acceleration enhancement because can reduce stability increase intangibles assets (e.g. patents) could also motivated rather than earnings management strategy.